FAQs
Find the answers you are looking for
Payment Questions
Most Popular Questions
No. Prequalification uses a soft credit inquiry and does not impact your credit score.
Typical timelines range from 48 hours (credit cards/credit lines) to 60–90 days for SBA loans, depending on product and documentation.
No. You only pay once you’ve been funded—and fees are transparent and disclosed up front.
Credit cards & lines: typically 650+
Term/SBA: ideal 680+
For CDFI lending, we can support qualifying businesses with lower scores, based on mission‑driven underwriting.
For term, SBA, and CDFI lending, businesses must be for‑profit and legally organized. We support startups through mid‑sized businesses across industries nationwide.
Community Development Financial Institutions (CDFIs) are certified lenders focused on serving underserved entrepreneurs with flexible terms and technical support. (Wikipedia, Wikipedia, SMB Compass, TIME, apnews.com, Financial Times, esd.ny.gov, Architectural Digest, dreamspring.org, LendingTree, NerdWallet, about.bankofamerica.com, Bank of America)