Fueling Business Growth with Smart, Flexible Capital
About us
Agora Enterprise, based in Scottsdale, AZ
Founded by Darren Crawford in 2022, bridges the funding gap facing underrepresented entrepreneurs. We partner with banks, credit unions, SBA‑approved lenders, and certified CDFIs nationwide to deliver the capital your business needs.
Loan Options
0% Intro Business Credit Cards, Ideal for operating expense flexibility
Flexible, revolving funds for ongoing needs like payroll or emergencies. Borrow, repay, and reuse up to your limit. Pay interest only on what you use, ideal for short-term cash flow with competitive rates.
Fixed payments over a set term, perfect for major investments like equipment or real estate. Offers predictable costs and timelines, making it ideal for long-term growth or one-time business expenses.
Backed by the U.S. Small Business Administration, these loans offer long terms, low down payments, and flexible criteria,great for startups and underserved entrepreneurs seeking affordable financing.
Offered through mission driven lenders serving underserved communities. CDFI loans provide flexible underwriting and support for minority, women, and veteran owned businesses, an alternative to traditional bank loans.
Why Choose Us
No upfront fees, pay only when funded
Fast turnaround. Deep relationships with enders across the U.S. Focus on closing the wealth gap through access to capital
Testimonials
What Our Clients Are Saying
Real feedback from business owners who’ve grown with our flexible financing solutions.
The line of credit helped us stay ahead during a slow season. Easy access to funds and fair rates made all the difference.
We secured a term loan for new equipment, and the process was smooth and transparent. Fixed payments made budgeting a breeze.
As a new business, we were turned away by big banks. The SBA loan we got here gave us the boost we needed to open our doors.
Payment Questions
Most Popular Questions
No. Prequalification uses a soft credit inquiry and does not impact your credit score.
Typical timelines range from 48 hours (credit cards/credit lines) to 60–90 days for SBA loans, depending on product and documentation.
No. You only pay once you’ve been funded—and fees are transparent and disclosed up front.
Credit cards & lines: typically 650+
Term/SBA: ideal 680+
For CDFI lending, we can support qualifying businesses with lower scores, based on mission‑driven underwriting.
For term, SBA, and CDFI lending, businesses must be for‑profit and legally organized. We support startups through mid‑sized businesses across industries nationwide.
Community Development Financial Institutions (CDFIs) are certified lenders focused on serving underserved entrepreneurs with flexible terms and technical support. (Wikipedia, Wikipedia, SMB Compass, TIME, apnews.com, Financial Times, esd.ny.gov, Architectural Digest, dreamspring.org, LendingTree, NerdWallet, about.bankofamerica.com, Bank of America)
Think you qualify?
Prequalify now in under two minutes, no credit pull required.
From 0% interest credit cards to SBA and CDFI-backed loans, tailored financing solutions for startups and growing businesses.