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Common Questions
No. Prequalification uses a soft credit inquiry and does not impact your credit score.
Typical timelines range from 48 hours (credit cards/credit lines) to 60–90 days for SBA loans, depending on product and documentation.
No. You only pay once you’ve been funded—and fees are transparent and disclosed up front.
Credit cards & lines: typically 650+
Term/SBA: ideal 680+
For CDFI lending, we can support qualifying businesses with lower scores, based on mission‑driven underwriting.
For term, SBA, and CDFI lending, businesses must be for‑profit and legally organized. We support startups through mid‑sized businesses across industries nationwide.
Community Development Financial Institutions (CDFIs) are certified lenders focused on serving underserved entrepreneurs with flexible terms and technical support. (Wikipedia, Wikipedia, SMB Compass, TIME, apnews.com, Financial Times, esd.ny.gov, Architectural Digest, dreamspring.org, LendingTree, NerdWallet, about.bankofamerica.com, Bank of America)
Get In Touch
Feel free to keep in touch with us.
16220 N. Scottsdale Rd
Suite 300
Scottsdale, AZ 85254
United States
hello@agorafunding.org
support@agorafunding.org
Phone : (602 )422-1301
Whatsapp : (602) 422-1301